Official Rules

The short version

The Cipher runs for four weeks, 21 July to 16 August 2026. Each week has one challenge and a leaderboard ranked by qualified volume. You win by your position on the board - there is no element of chance for competitors. Prizes are fixed and published here, in advance.

1. How to enter

1. Open xPortal and go to The Cipher in the Dapps section.
2. Connect your wallet. This is a login only - it never moves funds and at most asks you to sign a message.
3. Do the current week’s challenge actions inside xPortal.

You join once and you are entered for all four weeks.

2. Main wallets only

Entry is with your main xPortal wallet. Secondary wallets are not eligible: cards can only be issued on a main wallet, and a secondary wallet can be attached to several users at once, so it does not identify one participant.

3. Qualified volume - what counts

Rankings count only:

• Spot actions of the current week’s challenge type: on-ramp purchases, swaps, and card spending at merchants. Raw card top-ups and balances you simply hold do not count.
• Actions of USD 10 or more. Smaller actions do not count.
• Up to USD 80,000 of qualified swap volume and USD 20,000 of qualified on-ramp volume per participant, per week. Volume beyond a cap does not count.
• Rankings are decided by qualified volume only - the number of transactions never affects your position, only their combined qualified volume does, always under the caps above.

The caps are deliberate and non-negotiable. They exist so that nobody can - or has any reason to - spend without limit to chase a prize. Once you reach a cap, more activity earns you nothing in this competition.

4. Prizes

Up to USD 15,000 in cash prizes across the season, published in advance: USD 8,000 is fixed (weekly leaderboards USD 5,200, season runners-up USD 1,800, visitor draws USD 1,000), plus the chest, which starts at USD 1,000 and is capped at USD 5,000. Additional prizes may be added during the season; any addition is published on this page before it applies and never reduces a prize listed here. Competition cash prizes are won by leaderboard position only; the sole exception is the free visitor draw below, which is closed to competitors.

Each week’s leaderboard (Monday to Sunday)

Season finale - 17 August 2026, 12:00 EEST

The season ranking is your total qualified volume across all four weeks, under the same caps.

How the chest grows. The chest starts at USD 1,000. During each of the four weeks it grows by USD 1 for every participant who completes that week’s challenge (closes that week’s seal), up to a maximum of USD 1,000 of growth per week. Joining alone does not increase it - only completed seals do. It is capped at USD 5,000. The figure shown on the front page is always its current, funded value.

Ties. Ties are broken deterministically: where two or more participants have equal qualified volume, the higher rank goes to the one who reached that volume first, by the timestamp recorded in xPortal’s backend (which is authoritative). Ties are never resolved by random selection or draw.

Free visitor draw - no entry, no purchase

Each week, USD 250 in EGLD goes to one visitor selected at random from those who connected a wallet on this page but did not enter the competition. No purchase and no action of any kind is required, and entering the competition makes you ineligible for this draw. This is the only randomly awarded prize in The Cipher.

How the draw works. At the end of each weekly period, every eligible wallet is assigned a sequential entry number. The winning number is then selected using a free public draw on random.org. The winner is announced on this page (by shortened wallet address) and the prize is sent to the winning wallet, in each case within 3 days of the end of that weekly period.

Pro upgrades - season ranks 21 to 45

Season leaderboard ranks 21 to 45: 1 month of xPortal Pro each (25 upgrades in total). Allocation is deterministic, by final season leaderboard position - there is no element of chance. These are service upgrades, not cash; prizes for competitors are never awarded at random.

Referral boost - for everyone

For the duration of the promotion (21 July to 16 August 2026), xPortal’s referral rewards are doubled. The boost applies to all users - including those who cannot enter the competition - and is governed by the xPortal referral programme terms in the app, not by these rules. It is not part of the competition prize pool.

5. Weekly challenges

Week 1 (21 - 26 July): on-ramp purchases and swaps. Each following week’s challenge is announced when its week begins. The prize structure above is the same every week; only the challenge actions change.

Volume counts only in its own week. Qualified volume for a week’s leaderboard is earned only during that week. You may complete a previous week’s challenge later to forge its sigil and remain eligible for the season finale - but actions done after a week has ended never add qualified volume to any leaderboard.

6. Winners and payment

Leaderboards settle at the end of each week from the backend’s transaction records, which are authoritative. Winners are notified in-app; cash prizes are paid in EGLD directly to the winning wallet - nothing to claim, no gas to pay. Winners are displayed by shortened wallet address only. The EGLD amount is calculated from the USD value at the time the prize is sent.

7. When the challenges close and the chest opens

The challenges run through the full final day: all four weeks close on 16 August 2026, 23:59:59 UTC. Actions up to that moment count; nothing after it does. The chest then opens on 17 August 2026, 12:00 EEST - the season leaderboard settles and the chest goes to its No. 1.

8. Winners, announcement and contestations

Each weekly leaderboard settles within 48 hours of its week ending; the season ranking settles within 48 hours of the close (16 August 2026, 23:59:59 UTC). Winners are announced on this page by shortened wallet address and notified in-app.

Any participant may contest a result within 48 hours of its announcement via support in the xPortal app, stating the wallet address and the reason. Contestations are resolved from the backend’s transaction records, which are authoritative, within 5 working days, and the outcome is communicated to the contestant.

9. Fair play

We may disqualify entries where we reasonably believe someone has used multiple accounts, automated or scripted activity, self-dealing trades, or any method intended to manipulate rankings. We will say so and give the reason.

10. Sanctions and AML-restricted jurisdictions

Participation is not open to, and prizes will not be paid to, any person who is: (a) resident or located in, or a national of, any country or territory subject to comprehensive sanctions by the European Union, the United Nations, the United States (OFAC) or Liechtenstein (currently including, without limitation, North Korea, Iran, Syria, Cuba, and the Crimea, Donetsk and Luhansk regions of Ukraine); (b) resident or located in a jurisdiction identified from time to time as high-risk on the FATF list of “Jurisdictions subject to a Call for Action” or the EU list of high-risk third countries for AML/CFT purposes; or (c) a designated person on, or acting for anyone on, any applicable sanctions or asset-freeze list.

These lists change over time; the exclusion applies to the versions in force at the moment of entry and of prize payment. The Organizer may require identity and sanctions-screening checks before paying any prize, may withhold or cancel a prize where a payment would breach applicable sanctions or AML/CFT law, and may exclude any participant where required to comply with such law. Any determination by the Organizer or its regulated partners on these matters is final.

11. Changes

We may amend these rules or end the promotion where required for legal, regulatory, security or technical reasons. Changes are published here. Prizes already won are not taken back.

12. Organizer and sponsor

This promotion is organized and solely sponsored by xPortal Equity AG (Liechtenstein). The promotion runs from 21 July 2026 until 16 August 2026, 23:59:59 UTC. Apple is not a sponsor of, and is not involved in, this promotion in any way. Residents of the United Kingdom cannot take part - see Eligibility for territories and tax.

Crypto-asset values can go down as well as up and you may lose the value of your holdings. Nothing in this promotion is investment advice or a reason to transact beyond your means - the caps above exist precisely so that competing never requires unlimited spending. Do not take part with money you cannot afford to lose.